Financing Your Home

Mortgage Process

While every situation is unique, the mortgage process generally follows these steps:

Pre-Qualification:
You’ll work with an approved lender professional to get a general idea of the loan and package that is right for you.

Picking Rates, Points and APR:
Once you find your dream home, your loan officer will be able to establish all the specific details of your loan package.

Processing Your Loan:
Lending involves paperwork between the buyer, the seller and other parties such as the title and insurance companies.

Closing Your Loan:
After all the paperwork is completed (and your house is Ready for Move-In), all parties will meet to sign and finalize the loan paperwork. Congratulations! Your dream home is finally yours!